Rethinking Credit: Can Trust and Transparency Offer a Fairer Alternative to Credit Scoring?

post by Ana Rita Pena (2019 cohort) For the past year, I have collaborated with the Centre for Responsible Credit (CfRC); a charity working to improve consumer credit regulation and lending practices with a particular focus on lower-income households. Our collaboration made possible with an EPSRC Horizon CDT Impact Grant, has explored whether trusting and …

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